Pegisai details neutral-rail settlement technology for Alkaimi banks

Pegisai Global Holdings said its Granular Value system is underpinning currency-neutral wholesale settlement for chartered banks in 14 countries across 17 asset classes. The rollout matters because it moves recognized asset value on-ledger without sovereign currency or blockchain inside the network.

Why it matters: - Pegisai’s system is designed to let chartered banks settle wholesale transactions using recognized asset value instead of sovereign currency inside the network. - The model is aimed at structural finality in institutional treasury operations. - Alkaimi member institutions are already operating on the neutral rail, making this a live settlement model rather than a future concept.

What happened: - Pegisai Global Holdings detailed the Granular Value engineering behind the Alkaimi Financial Ecosystem’s currency-neutral wholesale settlement rail. - Alkaimi member institutions began operations on 1 September 2026. - The network now supports chartered banks in 14 countries. - Pegisai says the ecosystem is active across 17 recognized asset classes.

The details: - Pegisai-licensed technology lets member institutions hold, transfer and settle recognized asset value without sovereign currency or blockchain inside the network. - Granular Value creates a common measurement framework for qualifying assets. - The system recognizes whole asset value, expresses that value in Universal Value Units, or UVUs, and assembles those units into Digitized Tangible Assets, or DTAs. - Each DTA can move in whole or fractional portions between holding accounts on the Alkaimi ledger. - The technology separates an asset’s recognized settlement value from its physical movement. - The underlying asset stays in place under the relevant custody arrangement while the recognized value moves between accounts. - Settlement occurs when that value transfers on the ledger, rather than through a chain of correspondent-bank payment promises. - The 17 recognized asset classes are gold, silver, platinum, palladium, oil, natural gas, wheat, corn, rice, soybeans, coffee, cocoa, steel, copper, aluminum, iron ore and coal. - Granular Value provides a common settlement measure across those classes without pricing assets or ledger transactions in a sovereign currency. - Currency exchange happens at an Alkaimi member bank’s desk outside the ledger when a client requests currency. - Inside the network, institutions settle in recognized asset value. - Current operations are limited to traditional wholesale settlement. - Institutional readers can access the published testing and settlement-verification record, The Alkaimi Financial Ecosystem in Function: Granular Value on a Neutral Rail through the Pegisai Media Portal.

Between the lines: - The architecture appears designed to keep settlement mechanics separate from customer-facing currency conversion and funding at the perimeter. - Pegisai is positioning the system as a replacement for traditional payment-promise chains in wholesale settlement, not as a retail banking product. - The announcement also makes clear that value on the ledger is not treated like a standard bank deposit. - The ecosystems’ regulatory posture remains fragmented because supervisory classification rests with each member institution’s own regulator. - The Alkaimi Ecosystem has not been designated a systemically important financial market utility.

What's next: - Pegisai says the published testing and settlement-verification record is available for institutional review. - Member banks will continue handling currency exchange outside the ledger when clients need sovereign currency. - Future expansion would likely depend on additional member-bank adoption and regulator treatment in each jurisdiction.

The bottom line: - Pegisai is advancing a wholesale settlement model built around recognized asset value, not sovereign currency, with live operations already spread across 14 countries and 17 asset classes.